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Down Payment Assistance

Owning a home can be made possible with Down Payment Assistance programs available through various sponsors. These programs provide grants and loans that allow first time homebuyers with moderate to low income the opportunity to receive help with down payment and/or closing costs.   

The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs.

Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.

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