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All borrower’s must be at least 62 years of age and a citizen or legal resident. The older you are, the more funds you may be eligible to receive.
There are programs available for borrowers as young as 55.
All borrowers must be on the deed.
Must not be delinquent on any federal debt.
Must have at least 50% equity in the property.
Property must be owner-occupied, primary residence.
Single family home
Condominiums and PUD/ Townhomes
Vacation homes or rental properties are not eligible.
You must show the financial ability and willingness to meet your loan obligations, which include paying property taxes, insurance, and keeping up with regular home maintenance and repairs.
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